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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,242 | $148,623+172.7% | $135,974+198.0% | $139,466+190.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.23% | 79.30%-64.1pp | 68.30%-53.1pp | 373.66%-358.4pp |
| Employer contribution / active EE | $15,006 | $5,246+186.0% | $4,859+208.8% | $4,754+215.7% |
| Participant deferral / active EE | $12,535 | $8,103+54.7% | $7,760+61.5% | $6,712+86.8% |
| Admin fee / account holder | $3,953 | $12,406-68.1% | $10,767-63.3% | $11,409-65.3% |