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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,534 | $105,145+2.3% | $94,664+13.6% | $139,466-22.9% |
| Participation rate | 20.0% | 82.4%-62.4pp | 80.8%-60.8pp | 80.3%-60.3pp |
| Annual return | 17.68% | 38.09%-20.4pp | 156.84%-139.2pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,437 | $4,107-65.0% | $3,673-60.9% | $4,754-69.8% |
| Participant deferral / active EE | $3,406 | $7,599-55.2% | $7,417-54.1% | $6,712-49.3% |
| Admin fee / account holder | $17,719 | $8,972+97.5% | $7,222+145.4% | $11,409+55.3% |