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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,097 | $86,940-71.1% | $102,434-75.5% | $80,935-69.0% |
| Participation rate | 96.7% | 72.4%+24.3pp | 76.5%+20.2pp | 67.7%+29.0pp |
| Annual return | 41.31% | 18.89%+22.4pp | 29.46%+11.9pp | 35.66%+5.6pp |
| Employer contribution / active EE | $4,276 | $2,370+80.5% | $3,023+41.4% | $2,757+55.1% |
| Participant deferral / active EE | $9,995 | $4,121+142.5% | $5,055+97.7% | $4,299+132.5% |
| Admin fee / account holder | $1,203 | $8,047-85.0% | $9,462-87.3% | $6,924-82.6% |