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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,693 | $110,240-86.7% | $96,544-84.8% | $139,487-89.5% |
| Participation rate | 95.2% | 78.1%+17.1pp | 76.0%+19.3pp | 80.3%+14.9pp |
| Annual return | 48.43% | 26.41%+22.0pp | 25.88%+22.6pp | 373.84%-325.4pp |
| Employer contribution / active EE | $3,981 | $3,622+9.9% | $2,966+34.2% | $4,755-16.3% |
| Participant deferral / active EE | $10,172 | $5,549+83.3% | $4,851+109.7% | $6,713+51.5% |
| Admin fee / account holder | $1,356 | $11,602-88.3% | $8,254-83.6% | $11,407-88.1% |