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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,347 | $133,998-59.4% | $112,263-51.6% | $134,545-59.6% |
| Participation rate | 42.9% | 78.6%-35.7pp | 75.1%-32.2pp | 81.2%-38.4pp |
| Annual return | -14.94% | 47.17%-62.1pp | 27.49%-42.4pp | 418.37%-433.3pp |
| Employer contribution / active EE | $1,050 | $4,040-74.0% | $3,636-71.1% | $4,742-77.9% |
| Participant deferral / active EE | $6,460 | $5,292+22.1% | $4,729+36.6% | $6,401+0.9% |
| Admin fee / account holder | $288 | $7,493-96.2% | $6,410-95.5% | $11,431-97.5% |