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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,613 | $124,330-64.9% | $109,173-60.1% | $167,536-74.0% |
| Participation rate | 50.0% | 79.5%-29.5pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 17.78% | 26.04%-8.3pp | 25.75%-8.0pp | 478.82%-461.0pp |
| Employer contribution / active EE | $1,137 | $4,209-73.0% | $3,723-69.5% | $4,839-76.5% |
| Participant deferral / active EE | $6,989 | $5,256+33.0% | $4,654+50.2% | $6,342+10.2% |
| Admin fee / account holder | $43 | $7,974-99.5% | $6,755-99.4% | $12,315-99.7% |