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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,686 | $77,707+500.6% | $70,160+565.2% | $139,466+234.6% |
| Participation rate | 100.0% | 83.1%+16.9pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.24% | 19.30%-11.1pp | 19.08%-10.8pp | 373.66%-365.4pp |
| Employer contribution / active EE | $27,070 | $4,986+443.0% | $4,285+531.7% | $4,754+469.4% |
| Participant deferral / active EE | $21,320 | $6,443+230.9% | $5,394+295.3% | $6,712+217.6% |
| Admin fee / account holder | $2,023 | $5,397-62.5% | $4,582-55.8% | $11,409-82.3% |