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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,247 | $84,149+375.6% | $76,080+426.1% | $167,536+138.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 79.4%+20.6pp | 82.1%+17.9pp |
| Annual return | 3.80% | 54.99%-51.2pp | 42.50%-38.7pp | 478.82%-475.0pp |
| Employer contribution / active EE | $24,094 | $4,618+421.7% | $3,962+508.1% | $4,839+397.9% |
| Participant deferral / active EE | $21,648 | $5,796+273.5% | $4,905+341.3% | $6,342+241.3% |
| Admin fee / account holder | $2,901 | $6,410-54.8% | $4,883-40.6% | $12,315-76.4% |