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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $695,138 | $70,532+885.6% | $68,948+908.2% | $137,256+406.5% |
| Participation rate | 100.0% | 81.0%+19.0pp | 79.2%+20.8pp | 80.0%+20.0pp |
| Annual return | 8.78% | 32.56%-23.8pp | 28.39%-19.6pp | 220.34%-211.6pp |
| Employer contribution / active EE | $29,341 | $4,355+573.7% | $4,165+604.5% | $4,156+606.0% |
| Participant deferral / active EE | $29,420 | $6,773+334.3% | $6,186+375.6% | $6,407+359.2% |
| Admin fee / account holder | $2,857 | $7,916-63.9% | $7,539-62.1% | $12,270-76.7% |