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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,376 | $100,003-69.6% | $146,685-79.3% | $85,856-64.6% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 16.37% | 18.93%-2.6pp | 22.75%-6.4pp | 318.58%-302.2pp |
| Employer contribution / active EE | $2,976 | $2,559+16.3% | $4,137-28.1% | $2,565+16.0% |
| Participant deferral / active EE | $2,299 | $4,006-42.6% | $5,507-58.2% | $3,952-41.8% |
| Admin fee / account holder | $208 | $7,704-97.3% | $10,281-98.0% | $6,261-96.7% |