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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,781 | $102,385-30.9% | $147,080-51.9% | $80,935-12.5% |
| Participation rate | 81.4% | 75.9%+5.5pp | 82.2%-0.8pp | 67.7%+13.7pp |
| Annual return | 17.53% | 135.09%-117.6pp | 420.17%-402.6pp | 35.66%-18.1pp |
| Employer contribution / active EE | $3,851 | $3,717+3.6% | $4,933-21.9% | $2,757+39.7% |
| Participant deferral / active EE | $7,616 | $6,651+14.5% | $8,066-5.6% | $4,299+77.1% |
| Admin fee / account holder | $1,606 | $7,951-79.8% | $12,989-87.6% | $6,924-76.8% |