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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,935 | $93,617-26.4% | $135,982-49.3% | $75,177-8.3% |
| Participation rate | 82.4% | 75.2%+7.2pp | 81.9%+0.4pp | 67.2%+15.1pp |
| Annual return | 21.89% | 30.89%-9.0pp | 68.32%-46.4pp | 160.75%-138.9pp |
| Employer contribution / active EE | $7,836 | $3,538+121.5% | $4,859+61.3% | $2,671+193.4% |
| Participant deferral / active EE | $7,593 | $6,406+18.5% | $7,760-2.2% | $4,126+84.0% |
| Admin fee / account holder | $433 | $6,980-93.8% | $10,767-96.0% | $5,651-92.3% |