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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,594 | $161,352-74.2% | $134,172-69.0% | $137,256-69.7% |
| Participation rate | 54.2% | 78.3%-24.1pp | 72.5%-18.3pp | 80.0%-25.8pp |
| Annual return | 11.17% | 28.72%-17.6pp | 25.30%-14.1pp | 220.34%-209.2pp |
| Employer contribution / active EE | $1,026 | $4,099-75.0% | $3,420-70.0% | $4,156-75.3% |
| Participant deferral / active EE | $2,220 | $5,552-60.0% | $4,690-52.7% | $6,407-65.3% |
| Admin fee / account holder | $8,968 | $15,028-40.3% | $12,016-25.4% | $12,270-26.9% |