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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,070 | $81,763-5.7% | $58,561+31.6% | $139,466-44.7% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 13.54% | 7427.77%-7414.2pp | 4251.33%-4237.8pp | 373.66%-360.1pp |
| Employer contribution / active EE | $5,219 | $1,398+273.3% | $1,053+395.4% | $4,754+9.8% |
| Participant deferral / active EE | $5,513 | $2,555+115.8% | $1,923+186.7% | $6,712-17.9% |
| Admin fee / account holder | $7,372 | $3,273+125.2% | $2,520+192.5% | $11,409-35.4% |