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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,684 | $108,285-32.9% | $77,552-6.3% | $158,982-54.3% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 20.39% | 31.69%-11.3pp | 54.82%-34.4pp | 302.99%-282.6pp |
| Employer contribution / active EE | $14,097 | $1,325+964.0% | $987+1328.8% | $4,763+196.0% |
| Participant deferral / active EE | $6,579 | $2,455+168.0% | $1,861+253.5% | $5,983+10.0% |
| Admin fee / account holder | $469 | $3,709-87.4% | $2,859-83.6% | $11,252-95.8% |