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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,601 | $202,342+21.4% | $172,753+42.2% | $152,909+60.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 10.44% | 1029.88%-1019.4pp | 803.00%-792.6pp | 345.46%-335.0pp |
| Employer contribution / active EE | $9,370 | $5,857+60.0% | $5,144+82.2% | $4,764+96.7% |
| Participant deferral / active EE | $5,381 | $5,948-9.5% | $5,198+3.5% | $5,851-8.0% |
| Admin fee / account holder | $2,715 | $17,112-84.1% | $13,956-80.5% | $11,601-76.6% |