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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,331 | $198,457+14.5% | $170,435+33.4% | $147,586+54.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 6.98% | 257.30%-250.3pp | 205.94%-199.0pp | 578.59%-571.6pp |
| Employer contribution / active EE | $8,468 | $6,183+36.9% | $5,432+55.9% | $4,876+73.6% |
| Participant deferral / active EE | $6,363 | $5,629+13.0% | $4,939+28.8% | $5,439+17.0% |
| Admin fee / account holder | $9,546 | $16,852-43.4% | $13,881-31.2% | $10,886-12.3% |