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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,262 | $117,895+42.7% | $102,460+64.2% | $145,897+15.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.66% | 31.92%-18.3pp | 29.47%-15.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $4,286 | $3,619+18.4% | $3,025+41.7% | $4,663-8.1% |
| Participant deferral / active EE | $12,131 | $5,736+111.5% | $5,056+139.9% | $6,689+81.3% |
| Admin fee / account holder | $13,270 | $13,353-0.6% | $9,460+40.3% | $13,390-0.9% |