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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,331 | $150,442-82.5% | $136,295-80.7% | $147,585-82.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.59% | 1049.09%-1034.5pp | 5155.97%-5141.4pp | 578.56%-564.0pp |
| Employer contribution / active EE | $365 | $5,256-93.1% | $4,695-92.2% | $4,876-92.5% |
| Participant deferral / active EE | $3,644 | $6,630-45.0% | $6,247-41.7% | $5,439-33.0% |
| Admin fee / account holder | $7,862 | $10,905-27.9% | $9,243-14.9% | $10,885-27.8% |