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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,956 | $217,427+4.4% | $185,837+22.1% | $167,518+35.5% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.45% | 148.39%-130.9pp | 122.08%-104.6pp | 478.71%-461.3pp |
| Employer contribution / active EE | $6,895 | $5,874+17.4% | $5,168+33.4% | $4,838+42.5% |
| Participant deferral / active EE | $7,884 | $6,357+24.0% | $5,568+41.6% | $6,342+24.3% |
| Admin fee / account holder | $12,094 | $19,816-39.0% | $16,241-25.5% | $12,312-1.8% |