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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,135 | $48,364-68.7% | $71,796-78.9% | $62,881-75.9% |
| Participation rate | 32.4% | 60.6%-28.2pp | 69.1%-36.7pp | 69.3%-36.9pp |
| Annual return | 235.99% | 13.16%+222.8pp | 78.04%+157.9pp | 20.14%+215.8pp |
| Employer contribution / active EE | $911 | $1,042-12.6% | $1,924-52.7% | $2,281-60.1% |
| Participant deferral / active EE | $1,358 | $2,091-35.1% | $2,794-51.4% | $3,203-57.6% |
| Admin fee / account holder | $172 | $3,771-95.4% | $4,815-96.4% | $4,296-96.0% |