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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,730 | $138,075-93.7% | $123,552-92.9% | $135,379-93.6% |
| Participation rate | 82.4% | 84.7%-2.4pp | 82.3%+0.1pp | 82.6%-0.3pp |
| Annual return | 19.59% | 153.70%-134.1pp | 119.20%-99.6pp | 519.79%-500.2pp |
| Employer contribution / active EE | $2,534 | $5,152-50.8% | $4,628-45.2% | $4,779-47.0% |
| Participant deferral / active EE | $6,645 | $6,800-2.3% | $6,426+3.4% | $5,609+18.5% |
| Admin fee / account holder | $1,051 | $10,917-90.4% | $9,285-88.7% | $10,828-90.3% |