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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $364,243 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 16 · EIN 20-8764829 | Consulting | $65,000 |
KPMG LLP1 year Service code 10 · EIN 13-5565207 | Accounting | $37,500 |
STRATEGIC ADVISORS, INC.5 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $26,435 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,493 | $88,770-75.8% | $109,163-80.3% | $93,010-76.9% |
| Participation rate | 94.0% | 81.5%+12.5pp | 75.9%+18.1pp | 73.9%+20.1pp |
| Annual return | 16.98% | 60.64%-43.7pp | 25.75%-8.8pp | 158.70%-141.7pp |
| Employer contribution / active EE | $1,910 | $3,780-49.5% | $3,723-48.7% | $2,705-29.4% |
| Participant deferral / active EE | $4,989 | $3,630+37.4% | $4,654+7.2% | $4,561+9.4% |
| Admin fee / account holder | $124 | $172-28.2% | $6,754-98.2% | $152-18.4% |