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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,495 | $212,386-48.0% | $199,883-44.7% | $138,895-20.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 19.13% | 47.75%-28.6pp | 43.81%-24.7pp | 145.39%-126.3pp |
| Employer contribution / active EE | $4,647 | $6,625-29.9% | $6,261-25.8% | $4,194+10.8% |
| Participant deferral / active EE | $10,009 | $9,617+4.1% | $9,138+9.5% | $6,396+56.5% |
| Admin fee / account holder | $3,836 | $18,233-79.0% | $17,268-77.8% | $12,562-69.5% |