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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,229 | $165,361-3.1% | $149,715+7.0% | $158,950+0.8% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 23.28% | 348.24%-325.0pp | 276.66%-253.4pp | 302.91%-279.6pp |
| Employer contribution / active EE | $14,638 | $5,103+186.8% | $4,645+215.1% | $4,762+207.4% |
| Participant deferral / active EE | $9,141 | $7,182+27.3% | $6,842+33.6% | $5,983+52.8% |
| Admin fee / account holder | $831 | $10,808-92.3% | $9,310-91.1% | $11,248-92.6% |