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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,980 | $104,116-79.8% | $71,089-70.5% | $135,380-84.5% |
| Participation rate | 18.8% | 65.7%-46.9pp | 54.6%-35.9pp | 82.6%-63.9pp |
| Annual return | -6.67% | 1256.51%-1263.2pp | 650.65%-657.3pp | 519.81%-526.5pp |
| Employer contribution / active EE | $251 | $1,485-83.1% | $1,088-76.9% | $4,779-94.7% |
| Participant deferral / active EE | $1,374 | $2,524-45.6% | $1,873-26.6% | $5,609-75.5% |
| Admin fee / account holder | $9,110 | $4,142+120.0% | $3,082+195.6% | $10,828-15.9% |