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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,130 | $96,419-34.5% | $80,648-21.7% | $139,487-54.7% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 17.30% | 1352.86%-1335.6pp | 937.21%-919.9pp | 373.84%-356.5pp |
| Employer contribution / active EE | $3,524 | $3,261+8.1% | $2,724+29.4% | $4,755-25.9% |
| Participant deferral / active EE | $23,446 | $5,225+348.7% | $4,443+427.6% | $6,713+249.3% |
| Admin fee / account holder | $20,188 | $6,605+205.6% | $5,382+275.1% | $11,407+77.0% |