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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,276 | $93,124-62.1% | $77,100-54.2% | $134,545-73.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -25.47% | 62.68%-88.2pp | 42.35%-67.8pp | 418.37%-443.8pp |
| Employer contribution / active EE | $2,721 | $3,421-20.5% | $2,815-3.3% | $4,742-42.6% |
| Participant deferral / active EE | $18,700 | $5,242+256.7% | $4,430+322.2% | $6,401+192.1% |
| Admin fee / account holder | $530 | $6,970-92.4% | $5,443-90.3% | $11,431-95.4% |