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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,357 | $100,938-18.4% | $90,461-9.0% | $158,982-48.2% |
| Participation rate | 61.1% | 75.0%-13.9pp | 72.7%-11.6pp | 82.0%-20.9pp |
| Annual return | 16.49% | 1727.20%-1710.7pp | 1294.76%-1278.3pp | 302.99%-286.5pp |
| Employer contribution / active EE | $1,170 | $3,691-68.3% | $3,264-64.2% | $4,763-75.4% |
| Participant deferral / active EE | $2,217 | $4,350-49.0% | $3,964-44.1% | $5,983-63.0% |
| Admin fee / account holder | $8,403 | $6,510+29.1% | $5,617+49.6% | $11,252-25.3% |