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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,036 | $90,607-31.5% | $79,467-21.9% | $135,380-54.2% |
| Participation rate | 52.4% | 76.0%-23.7pp | 73.3%-21.0pp | 82.6%-30.3pp |
| Annual return | -9.31% | 977.74%-987.0pp | 718.30%-727.6pp | 519.81%-529.1pp |
| Employer contribution / active EE | $1,124 | $3,068-63.4% | $2,800-59.9% | $4,779-76.5% |
| Participant deferral / active EE | $1,870 | $4,050-53.8% | $3,704-49.5% | $5,609-66.7% |
| Admin fee / account holder | $605 | $5,895-89.7% | $5,104-88.2% | $10,828-94.4% |