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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,943 | $81,331+236.8% | $155,534+76.1% | $80,935+238.5% |
| Participation rate | 80.5% | 66.3%+14.2pp | 78.2%+2.3pp | 67.7%+12.8pp |
| Annual return | 40.12% | 33.37%+6.8pp | 64.92%-24.8pp | 35.66%+4.5pp |
| Employer contribution / active EE | $11,434 | $3,105+268.3% | $4,675+144.6% | $2,757+314.8% |
| Participant deferral / active EE | $9,805 | $3,454+183.8% | $5,630+74.1% | $4,299+128.0% |
| Admin fee / account holder | $59,365 | $7,999+642.1% | $15,900+273.4% | $6,924+757.3% |