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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,856 | $77,920+216.8% | $149,723+64.9% | $75,177+228.4% |
| Participation rate | 96.7% | 65.6%+31.1pp | 78.8%+17.9pp | 67.2%+29.5pp |
| Annual return | 10.20% | 31.72%-21.5pp | 134.50%-124.3pp | 160.75%-150.5pp |
| Employer contribution / active EE | $14,274 | $3,138+354.8% | $4,821+196.1% | $2,671+434.4% |
| Participant deferral / active EE | $9,748 | $3,411+185.7% | $5,682+71.5% | $4,126+136.2% |
| Admin fee / account holder | $1,307 | $5,951-78.0% | $13,215-90.1% | $5,651-76.9% |