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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,072 | $125,778+51.9% | $114,563+66.8% | $154,746+23.5% |
| Participation rate | 86.7% | 75.2%+11.5pp | 72.9%+13.8pp | 80.7%+6.0pp |
| Annual return | 17.75% | 295.14%-277.4pp | 241.09%-223.3pp | 172.34%-154.6pp |
| Employer contribution / active EE | $13,964 | $2,806+397.7% | $2,592+438.7% | $4,379+218.9% |
| Participant deferral / active EE | $13,306 | $4,445+199.4% | $4,142+221.2% | $6,730+97.7% |
| Admin fee / account holder | $1,429 | $8,190-82.6% | $7,623-81.3% | $14,365-90.1% |