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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,237 | $209,422-66.9% | $178,503-61.2% | $158,982-56.4% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | -1.32% | 188.81%-190.1pp | 151.12%-152.4pp | 302.99%-304.3pp |
| Employer contribution / active EE | $9,220 | $5,707+61.6% | $5,011+84.0% | $4,763+93.6% |
| Participant deferral / active EE | $7,607 | $5,955+27.7% | $5,202+46.2% | $5,983+27.1% |
| Admin fee / account holder | $837 | $17,079-95.1% | $13,987-94.0% | $11,252-92.6% |