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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,637 | $180,459-53.7% | $154,108-45.7% | $135,380-38.2% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -49.00% | 888.21%-937.2pp | 735.21%-784.2pp | 519.81%-568.8pp |
| Employer contribution / active EE | $10,666 | $6,035+76.7% | $5,298+101.3% | $4,779+123.2% |
| Participant deferral / active EE | $11,592 | $5,806+99.6% | $5,081+128.2% | $5,609+106.7% |
| Admin fee / account holder | $3,545 | $16,145-78.0% | $13,411-73.6% | $10,828-67.3% |