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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,906 | $89,370-27.4% | $141,197-54.0% | $72,976-11.1% |
| Participation rate | 68.4% | 75.1%-6.7pp | 82.5%-14.1pp | 69.5%-1.1pp |
| Annual return | 26.96% | 111.88%-84.9pp | 71.41%-44.4pp | 81.02%-54.1pp |
| Employer contribution / active EE | $5,608 | $3,115+80.0% | $4,736+18.4% | $2,440+129.8% |
| Participant deferral / active EE | $7,205 | $5,419+33.0% | $6,710+7.4% | $3,608+99.7% |
| Admin fee / account holder | $11,896 | $5,957+99.7% | $10,265+15.9% | $5,124+132.2% |