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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,649 | $100,147-77.4% | $81,286-72.1% | $145,877-84.5% |
| Participation rate | 85.0% | 74.2%+10.8pp | 69.5%+15.5pp | 80.3%+4.7pp |
| Annual return | 11.41% | 34.44%-23.0pp | 24.80%-13.4pp | 551.28%-539.9pp |
| Employer contribution / active EE | $4,616 | $2,977+55.0% | $2,463+87.4% | $4,663-1.0% |
| Participant deferral / active EE | $3,922 | $4,607-14.9% | $3,883+1.0% | $6,691-41.4% |
| Admin fee / account holder | $557 | $8,201-93.2% | $5,764-90.3% | $13,402-95.8% |