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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,911 | $208,088-65.0% | $186,193-60.8% | $154,746-52.9% |
| Participation rate | 65.0% | 80.0%-15.0pp | 77.1%-12.1pp | 80.7%-15.7pp |
| Annual return | 18.83% | 89.97%-71.1pp | 78.03%-59.2pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,691 | $4,340-38.0% | $3,918-31.3% | $4,379-38.6% |
| Participant deferral / active EE | $8,403 | $7,078+18.7% | $6,513+29.0% | $6,730+24.9% |
| Admin fee / account holder | $2,520 | $11,698-78.5% | $11,058-77.2% | $14,365-82.5% |