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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,573 | $190,916-89.7% | $160,037-87.8% | $134,545-85.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -25.24% | 552.79%-578.0pp | 408.95%-434.2pp | 418.37%-443.6pp |
| Employer contribution / active EE | $2,395 | $4,996-52.0% | $4,226-43.3% | $4,742-49.5% |
| Participant deferral / active EE | $9,288 | $6,925+34.1% | $6,184+50.2% | $6,401+45.1% |
| Admin fee / account holder | $349 | $10,497-96.7% | $8,716-96.0% | $11,431-96.9% |