Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,489 | $127,387-88.6% | $115,038-87.4% | $125,389-88.4% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -6.24% | 31.28%-37.5pp | 26.14%-32.4pp | 282.24%-288.5pp |
| Employer contribution / active EE | $2,195 | $5,166-57.5% | $4,608-52.4% | $4,866-54.9% |
| Participant deferral / active EE | $5,561 | $6,423-13.4% | $6,026-7.7% | $5,352+3.9% |
| Admin fee / account holder | $399 | $9,516-95.8% | $8,175-95.1% | $9,541-95.8% |