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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,618 | $82,678+89.4% | $125,391+24.9% | $68,490+128.7% |
| Participation rate | 75.8% | 75.1%+0.7pp | 82.4%-6.6pp | 67.9%+7.9pp |
| Annual return | -21.90% | -5.97%-15.9pp | 572.41%-594.3pp | -7.85%-14.0pp |
| Employer contribution / active EE | $7,773 | $3,382+129.8% | $4,816+61.4% | $2,597+199.4% |
| Participant deferral / active EE | $16,780 | $6,111+174.6% | $7,448+125.3% | $4,028+316.6% |
| Admin fee / account holder | $15,271 | $6,277+143.3% | $10,009+52.6% | $5,403+182.7% |