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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,618 | $82,674+89.4% | $125,363+24.9% | $68,495+128.7% |
| Participation rate | 75.8% | 75.0%+0.7pp | 82.4%-6.6pp | 67.9%+7.9pp |
| Annual return | -21.90% | -5.97%-15.9pp | 572.15%-594.0pp | -7.84%-14.1pp |
| Employer contribution / active EE | $7,773 | $3,382+129.9% | $4,815+61.5% | $2,596+199.4% |
| Participant deferral / active EE | $16,780 | $6,111+174.6% | $7,447+125.3% | $4,028+316.6% |
| Admin fee / account holder | $15,271 | $6,276+143.3% | $10,005+52.6% | $5,403+182.6% |