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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,366 | $89,367-12.3% | $141,191-44.5% | $72,975+7.4% |
| Participation rate | 71.9% | 75.1%-3.3pp | 82.5%-10.6pp | 69.5%+2.4pp |
| Annual return | 26.52% | 111.87%-85.3pp | 71.41%-44.9pp | 81.01%-54.5pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $11,530 | $5,419+112.8% | $6,710+71.8% | $3,608+219.6% |
| Admin fee / account holder | $731 | $5,957-87.7% | $10,264-92.9% | $5,124-85.7% |