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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,727 | $98,766-61.8% | $149,730-74.8% | $79,852-52.8% |
| Participation rate | 57.1% | 75.8%-18.6pp | 82.5%-25.3pp | 69.6%-12.5pp |
| Annual return | 25.24% | 27.43%-2.2pp | 276.70%-251.5pp | 31.72%-6.5pp |
| Employer contribution / active EE | $1,743 | $3,217-45.8% | $4,645-62.5% | $2,471-29.5% |
| Participant deferral / active EE | $3,546 | $5,681-37.6% | $6,843-48.2% | $3,740-5.2% |
| Admin fee / account holder | $3,448 | $6,052-43.0% | $9,310-63.0% | $5,306-35.0% |