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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,853 | $90,617-98.0% | $79,476-97.7% | $135,382-98.6% |
| Participation rate | 58.3% | 76.1%-17.7pp | 73.3%-15.0pp | 82.6%-24.3pp |
| Annual return | -21.60% | 977.57%-999.2pp | 718.21%-739.8pp | 519.77%-541.4pp |
| Employer contribution / active EE | $532 | $3,068-82.7% | $2,800-81.0% | $4,779-88.9% |
| Participant deferral / active EE | $921 | $4,050-77.3% | $3,704-75.1% | $5,609-83.6% |
| Admin fee / account holder | $50 | $5,907-99.2% | $5,113-99.0% | $10,829-99.5% |