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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,032 | $70,486-36.1% | $100,528-55.2% | $79,852-43.6% |
| Participation rate | 60.7% | 73.6%-12.9pp | 79.4%-18.7pp | 69.6%-8.9pp |
| Annual return | 31.75% | 21.90%+9.8pp | 30.90%+0.8pp | 31.72%0pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,486 | $5,182+44.5% | $6,271+19.4% | $3,740+100.1% |
| Admin fee / account holder | $0 | $4,480-100.0% | $8,084-100.0% | $5,306-100.0% |