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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,326 | $55,713-68.9% | $75,901-77.2% | $72,975-76.3% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 7.70% | 27.60%-19.9pp | 30.76%-23.1pp | 81.01%-73.3pp |
| Employer contribution / active EE | $4,917 | $1,687+191.5% | $2,501+96.6% | $2,440+101.5% |
| Participant deferral / active EE | $1,096 | $2,634-58.4% | $3,603-69.6% | $3,608-69.6% |
| Admin fee / account holder | $552 | $3,980-86.1% | $5,420-89.8% | $5,124-89.2% |