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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,468 | $35,183-61.7% | $73,550-81.7% | $70,126-80.8% |
| Participation rate | 27.1% | 42.9%-15.8pp | 54.9%-27.8pp | 69.5%-42.5pp |
| Annual return | 68.86% | 26.90%+42.0pp | -15.16%+84.0pp | 73.15%-4.3pp |
| Employer contribution / active EE | $233 | $709-67.2% | $1,219-80.9% | $2,343-90.1% |
| Participant deferral / active EE | $1,223 | $1,220+0.2% | $1,804-32.2% | $3,332-63.3% |
| Admin fee / account holder | $1,775 | $2,302-22.9% | $2,320-23.5% | $4,645-61.8% |