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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,572 | $32,037-82.6% | $69,182-91.9% | $62,881-91.1% |
| Participation rate | 32.5% | 43.4%-10.9pp | 55.1%-22.6pp | 69.3%-36.8pp |
| Annual return | 92.57% | 15.16%+77.4pp | -21.93%+114.5pp | 20.14%+72.4pp |
| Employer contribution / active EE | $168 | $679-75.3% | $1,206-86.1% | $2,281-92.6% |
| Participant deferral / active EE | $1,495 | $1,185+26.1% | $1,897-21.2% | $3,203-53.3% |
| Admin fee / account holder | $188 | $2,608-92.8% | $2,697-93.0% | $4,296-95.6% |