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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,431 | $77,816-33.9% | $123,549-58.4% | $64,181-19.9% |
| Participation rate | 80.6% | 74.7%+5.9pp | 82.3%-1.6pp | 69.6%+11.1pp |
| Annual return | -9.87% | 12.49%-22.4pp | 119.20%-129.1pp | 7.63%-17.5pp |
| Employer contribution / active EE | $4,068 | $3,014+35.0% | $4,628-12.1% | $2,381+70.9% |
| Participant deferral / active EE | $8,215 | $5,240+56.8% | $6,426+27.8% | $3,470+136.8% |
| Admin fee / account holder | $546 | $5,519-90.1% | $9,284-94.1% | $4,887-88.8% |