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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,798 | $88,707-15.7% | $74,184+0.8% | $273,972-72.7% |
| Participation rate | 95.0% | 79.4%+15.6pp | 76.6%+18.4pp | 83.0%+12.0pp |
| Annual return | 5.02% | 11.94%-6.9pp | 17.74%-12.7pp | 41.46%-36.4pp |
| Employer contribution / active EE | $1,802 | $3,159-43.0% | $2,370-24.0% | $4,869-63.0% |
| Participant deferral / active EE | $3,405 | $4,212-19.2% | $3,550-4.1% | $5,287-35.6% |
| Admin fee / account holder | $25,110 | $8,717+188.1% | $5,586+349.5% | $10,133+147.8% |